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Hand more than copies of your Private Loan documents at the bank. Loan interest rates variety from five.99% to 24.99% and you'll have to spend an origination fee of 2% to five% of the loan value. A private loan is a transaction amongst you and a financial institution and the initial repayment is the month soon after you get the funding from the bank. For greater flexibility and comfort, select a Flexi Private Loan by Bajaj Finserv. You do not need to have excellent credit to get a decent personal loan.