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If you do have an exceptionally higher earnings, you may possibly qualify for a select few low interest individual loans, only accessible to leading earners. But if you avoid paying late and alternatively spend off your loan early, you don't have to be concerned about a prepayment charge. In a bid to enhance the lowering credit markets, Banks and NBFCs have joined hands to market loan products in the market place. Please note, you should be an current Santander client to apply for loans above £20,000.

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